Why Borrow on Crendly?


Crendly empowers you to set your own credit parameters and take loans that are convenient for you, helping you build a credit score that will push you closer to your financial goals.


Crendly is a marketplace for loans, allowing you to browse a wide range of options and compare them to ensure you choose the right loan for your needs.


Crendly is committed to building communities and providing people like you with the tools to empower and invest in the dreams of others.

An Inclusive Credit System

Crendly is designed to support borrowers who may not qualify for traditional loans, providing them with access to a variety of financing options that do not involve predatory payday lenders.


Credit Scoring System

Crendly is committed to helping you achieve your financial objectives. Our credit scoring system is designed to help you understand and improve your credit score, which can lead to better loan terms, including lower interest rates and longer repayment periods. Additionally, a higher credit score may qualify you for larger loan amounts. With Crendly, you'll have the support and resources you need to take charge of your financial future.

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Get familiar with 'Borrowing' Terms


An agreement binding a borrower and a lender. Credit is the reason for obtaining a loan.


Crendly wallet is where your funds are stored securely. It is linked with your bank account upon account setup.


This is a summary of the borrower's activities on Crendly, It can help you track the loans paid and the ones pending.

Interest Rate

An amount a lender charges the borrower. It comes as a percentage of the amount loaned

Loan Principal

A principal is the amount of money a lender gives without an interest attached to it.


This is what the borrower pays back to the lender. It's an addition of the Principal and Interest.


This is how long the loan is fully paid back. Daily, weekly, monthly or one-offs

Credit Score

This is a score given to borrowers. It represents the borrower's credit risk. It is derived from their financial and psychoanalytic reference.

Reputation Score

This is calculated on your performance as a lender. It is derived from a variety of your usage.

Loan Offer

This is what represents the contract between a lender and a borrower. It carries all the information about the loan.

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